My playoff format consist of 16 teams. I would prefer the 11 conference winners, plus five at large teams, based on the BCS poll, but if not that, then my second choice is just take the top 16 teams and put them into four brackets. The top eight teams would host another home game the first round, then the second round on would move to a bowl game scenario.
The top seven bowl games based on payout are the: Rose, Fiesta, Sugar, Orange, as well as the Outback Capital One, and Cotton. According to the FBA, Football Bowl Association, nearly $281 million will be distributed amongst the conferences upon the conclusion of the bowl season. The four major ones will contribute approximately $181 million, while each of the other three will average more than $7 million each.
The second round would consist of the Outback, Cotton, Capital One, and one of the other four bowls, which would rotate each year to this round. The Third and Fourth round would also rotate hosting the semifinal games and the national championship.
The other 54 teams, currently scheduled to play in a bowl game, would play as normal in one of the many bowl games still available. This way we get a playoff, same amount of teams get to participate in bowls, and money made by everyone involved. To me this is a win/win!
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